AUTO INSURANCE

Texas State Law requires that you purchase and maintain auto insurance for your car. Let Fast Insurance Agency  help keep you protected.

Fast Insurance  Agency  offers  affordable auto insurance in Houston with a package of seven primary coverage’s, which together makes up a standard car or vehicle insurance policy. Each of these car insurance policies has its own separate premium. There are also other add-on auto insurance policies for additional premium costs. In addition to car insurance, we also offer motorcycle insurance and Mexico Tourist insurance.

Bodily Injury Liability

This form of car insurance provides important protection if you injure or unfortunately, kill someone while operating your car. This auto insurance is important and something you want to keep at a consistent level, even as your car gets older and declines in value. In the event of a serious accident, you want enough insurance (higher limits) to protect assets that may become subject to a lawsuit.

Personal Injury Protection Insurance (PIP) 

This form of auto insurance typically pays for the medical expenses of the driver and passengers in your car regardless of who is at fault for the accident.

Uninsured Motorist Insurance (UM) 
Also known as Uninsured Motorist Bodily Insurance (UMBI), pays for you and your passengers injuries such as medical expenses, in an accident caused by an uninsured driver, and/or a hit-and-run driver.

Uninsured Motorist Property Damage Insurance (UMPD) 
pays for damage to your vehicle in an accident caused by an uninsured driver, and/or a hit-and-run driver.

Underinsured Motorist Insurance (UIM) 
This Insurance covers your vehicle in the event it is damaged from an accident by another insured driver that doesn’t have enough coverage limits on their policy to cover the damage to your vehicle; in that case, having this coverage on your policy will cover the remaining difference for any damages to be repaired or replaced.

Comprehensive Physical Damage Insurance 
This coverage provides protection for your vehicle if it is damaged by something other than a collision with a vehicle or object, such as: Fire, Theft, Vandalism, and Collision with an animal, or other covered perils.  

Collision Insurance 
This form of car insurance pays for damage to your car when your car hits, or is hit by, another object.

 Property Damage Liability 
This provides you with protection if your car damages someone’s property, and it also pays for your legal defense costs if you are sued as a result of these damages.

Rental Car Reimbursement 
This provides you reimbursement for the expense of a rental car if your vehicle is disabled from an accident and in the repair shop.

Towing and Roadside Assistance Insurance 
Fast Insurance Agency  offers towing and roadside assistance insurance 

Commercial Auto Insurance

Fast Insurance Agency  Commercial auto insurance in Houston offers risk management solutions for business owners large and small who need to purchase insurance for their cars, trucks, and vans used in conducting business.

Commercial Auto Insurance 
This type of auto insurance covers a variety of vehicles for your business and consists of physical damage as well as liability coverages. Protect yourself and your company with Fast Insurance Commercial Auto Insurance.

General Liability Insurance

If you own your own business or are a contractor,  Fast Insurance Agency Auto Insurance in Houston  offers affordable general liability insurance that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.

General liability insurance is often combined with property insurance in a Business Owners Policy, but general liability insurance also is available to many contractors as standalone coverage

As a contractor or small business owner in Houston, it’s important to have some form of general liability insurance to safeguard your livelihood.

A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this type of situation is to make sure you carry enough general liability insurance.

Some employers might also require you to carry a certain amount of general liability insurance before you can work for them

General Liability Insurance covers:

·         Property Damage – Damage to property that you are legally liable for (including rented property).

·         Bodily Injury – Injuries to persons for which you are legally liable.

·         Medical Payments – Bodily injury that occurs during the course of your business operations.

·         Defense Costs – Suits against your company regardless of fault.

·         Personal & Advertising Injury – Claims of slander and libel that are not part of your professional services.

Homeowner’s Insurance

Homeowner’s insurance is a form of property insurance designed to protect an individual’s home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

Your home is your greatest financial asset, and Fast Insurance Agency  wants to help you protect it. Fast Insurance Agency  affordable Homeowners insurance packages in Houston cover your home and its contents from theft, fire, vandalism, windstorms, hails to other catastrophes. There are also additional add-on coverage’s available to ensure the protection of your valuables such as jewelry, electronics, artwork and antiques. It’s important to talk to your Fast Insurance Agency Agent or representative to learn what your Homeowner’s policy may and may not cover. For those perils that are not covered, there may be supplemental insurance you can purchase.

Homeowner’s Insurance Coverage

Dwelling Coverage 
Pays to repair or rebuild your home – including electrical wiring, plumbing, and heating and air conditioning – if damaged by a covered cause of loss. It’s important to buy enough dwelling coverage to cover the cost to rebuild.

Other Structures Coverage 
This homeowner’s insurance covers damages to detached structures like garages, fence, sheds and cottages on your property.

Personal Property Coverage 
This coverage helps to insure personal items in your home that may be damaged or destroyed by a covered cause of loss, which could include your furniture, clothes, sporting goods and electronics.

Loss of Use Coverage 
This form of homeowner’s insurance covers additional housing and living expenses if you must move out of your home temporarily while it’s being restored.

Liability Insurance 
Liability homeowner’s insurance is designed to protect your assets and cover your defense costs in the event of a lawsuit because you or your family members are responsible for causing injuries or damage to other people or their property.

To learn more about affordable homeowners insurance in Houston please call us Tel.713-779-4779

Planning on a trip to Mexico? Fast Insurance Agency  offers Mexico Tourist Insurance

Our Mexico Tourist Insurance protects 
a wide variety of vehicle types

If you live in Houston and are planning to drive to Mexico for vacation or to visit family, you should know that a U.S. auto policy may not cover you once you cross into Mexico. Fast Insurance Agency  offers an affordable Mexico Tourist Auto Policy that will cover your U.S. plated vehicle in Mexico. A majority of finance companies, as well as the Mexican Authorities require that the vehicle be covered.

Fast Insurance Agency  Tourist  Insurance policies will protect most vehicle types including cars, RVs, motorcycles, travel trailers and commercial trailers. Mexico tourist insurance can also cover civil liability, medical payments, legal assistance/guaranteed bail bond, and travel assistance. In addition to the required coverage, there is optional coverage for Physical Damage and Theft.

If you want to learn more about affordable Mexico Tourist Insurance in Houston Call us713-779-4779.

Love your bike? Fast Insurance Agency Insurance keep you covered

Call us for a free quote… 713-779-4779 ( Progressive, Safeco, Aggressive, Assurant Specialty Property. We write business with this companies.

Accessory Coverage 
This form of motorcycle insurance covers equipment, devices, enhancements, and changes, other than those which the original manufacturer installed, which alter the appearance or performance of a covered motorcycle.

Bodily Injury Liability 
This covers your legal liability for bodily injury caused to others due to your own negligence.

Collision Coverage 
Insurance for your own motorcycle damage resulting from the striking of another object or vehicle.

Comprehensive Coverage
This is motorcycle insurance for your own motorcycle damage, including theft, resulting from an occurrence other than a collision with another object or vehicle.

Property Damage Liability 
This motorcycle insurance provision covers your legal liability for damage to property of others caused by your own negligence.

Uninsured Motorists Protection 
Given the number of uninsured motorists driving on our Houston, this is very important coverage to have, even in states with no-fault insurance. Fast Insurance Agency  offers 3 different types of uninsured motorist protection insurance:

Uninsured Motorist Insurance (UM) 
Also known as Uninsured Motorist Bodily Insurance (UMBI), pays for you and your passengers injuries such as medical expenses, in an accident caused by an uninsured driver, and/or a hit-and-run driver.

Uninsured Motorist Property Damage Insurance (UMPD) 
pays for damage to your vehicle in an accident caused by an uninsured driver, and/or a hit-and-run driver.

Underinsured Motorist Insurance (UIM) 
This Insurance covers your vehicle in the event it is damaged from an accident by another insured driver that doesn’t have enough coverage limits on their policy to cover the damage to your vehicle; in that case, having this coverage on your policy will cover the remaining difference for any damages to be repaired or replaced.

Protect your possessions with affordable Fast Insurance Agency  Renters Insurance

Landlord’s policy may not have you covered for theft, fire, water damage, or flooding

If you rent a home or apartment in Dallas-Fort Worth, having affordable renter’s insurance protection for yourself and your possessions is still important, and in some cases required by the landlord or apartment complex. Fast Insurance Agency offers affordable renters insurance that protects you in situations that anyone could face: fire, theft, water damage, flooding and other unforeseen circumstances your landlord’s policy doesn’t cover.

Renters insurance in Houston provides coverage, up to the limits you select, for specified items and situations, including:

·         Personal property (furniture, electronics, computer equipment, clothing, etc.)

·         Personal liability if someone is hurt, whether in your home or away from it

·         Damage to your apartment or home caused by a covered loss

Important Fact: 
Water Damage VS. Flood Damage

Flood Damage 
A Flood is defined as a rising and overflowing body of water onto normally dry land. Generally, damage caused by water that has been on the ground at some point before damaging your home is considered flood damage. Flood damage to your home/place of residence can only be insured through a Flood Insurance policy.

Example: 
A nearby lake or river overflows and causes a flash flood in your home.

Water Damage
The opposite from flood damage, water damage is considered to occur when water damages your home before the water comes in contact with the ground. Example: During a heavy rainstorm, water leaks through your roof onto your furniture, floor, etc. causing damage.

Valuable Tip: 
Before you shop for renters insurance, take an inventory of what you own to decide what level of coverage makes you comfortable.

NO License? NO Problem! Fast Insurance Agency  provides low-cost SR-22 INSURANCE

Take care of your minimum liability obligations with us

Financial Responsibility Insurance Certificate, otherwise known as SR-22 Insurance, is a type of motor vehicle liability insurance. Fast Insurance Agency  Auto Insurance in Houston can provide you with an affordable SR-22 insurance document that will certify that an individual has the minimum liability insurance as required by law. We also automatically notify the Texas Department of Public Safety (DPS) when an SR-22 is cancelled, terminated or lapses.

If you have lost driving privileges in Texas or your license has been suspended or revoked as the result of a car crash, conviction or judgment, you are required to file an SR-22 with the DPS and maintain coverage for two years starting from the date of the conviction. We can reinstate your license with a sr-22 Insurance instant ally

Feel more secure with affordable Surety Bond Insurance from Fast Insurance Agency.

No car title? Bad credit? Surety Bond Insurance will protect you.

Surety Bond Insurance is issued to individuals or businesses in order to obtain a clear auto title that is issued by the motor vehicle department.

Have you tried to register a vehicle that you purchased without the proper documents?  Are you unable to locate an original title or other important document that is required to complete the registration process? In some cases you financed the vehicle and the auto dealer or auto finance company closed after paying off the vehicle.

If you have lost your car title or never received your car title for some reason, and cannot register it, Fast Insurance Agency  in Houston  can help you provide an auto bond title. Fast Insurance Agency  Surety Bond Insurance can also help with a poor credit history, which takes care of the seller in case the buyer cannot make the payments.